By AimIndia Team 
The weaving community plays a significant role in India’s handloom sector, and to ensure their well-being, the Health Insurance Scheme for Weavers (HIS) was introduced. This scheme provides essential healthcare coverage to weavers and their families, offering financial security in times of medical emergencies. The government of India has extended this support through the Health Insurance Scheme in India, specifically focusing on handloom weavers.
The Health Insurance Scheme for Weavers (HIS) is designed to support weavers by providing them with access to quality healthcare. The scheme ensures that both existing and new health conditions are covered under the policy, alleviating the financial burden of medical expenses. The government aims to improve the quality of life for weavers, especially those who rely heavily on handloom weaving for their livelihood.
The scheme offers comprehensive benefits for all weavers, whether male or female, ensuring that a significant part of their medical expenses is covered, including maternity benefits, hospitalization, and even coverage for traditional treatments like Ayurvedic and Homeopathic methods.
Objectives
- To Provide affordable healthcare to handloom weavers and their families.
- To Cover both pre-existing and new medical conditions.
- Ensuring financial protection during hospitalization and treatment.
- Offering maternity, eye care, and traditional medicine benefits.
Full Details Of HIS
| Name of Scheme | Health Insurance Scheme (HIS) |
|---|---|
| Announcement | Government of India |
| State Name | All States in India |
| Implementation | Updated in 2023 |
| Objectives | To provide affordable healthcare coverage to weavers and their families |
| Incentive | Up to Rs 15,000 per year, covering pre-existing and new diseases |
| Beneficiaries | Handloom weavers in India (both male and female) |
| Application Starts | Always Open |
| Process | Offline Registration |
| Official Website | www.handlooms.nic.in |
Eligibility Criteria
- Must be an Indian citizen.
- Should earn at least 50% of their income from handloom weaving.
- Both male and female weavers are eligible for the scheme.
- Those who are part of the Weaver Scheme in India can avail of this benefit.
Ayushman Bharat Yojana-प्रधानमंत्री जन आरोग्य योजना|आयुष्मान कार्ड डाउनलोड
Benefits
- Annual health coverage up to Rs 15,000, including both pre-existing and new diseases.
- Maternity benefits (up to Rs 2,500 per child for the first two children).
- Coverage for eye treatments (Rs 75) and spectacles (Rs 250).
- Hospitalization coverage up to Rs 15,000.
- Traditional treatments like Ayurvedic, Unani, and Homeopathic treatments up to Rs 4,000.
- OPD treatment with a limit of Rs 7,500 per illness.
Required Documents
- Proof of identity (Aadhaar card or any valid ID).
- Proof of income showing that the applicant earns at least 50% from handloom weaving.
- Age certificate (for verifying eligibility under the West Bengal Health Scheme Benefits).
- Proof of residence in India.
Pradhan Mantri Jan Arogya Yojana(PMJAY)-आयुष्मान कार्ड ऑनलाइन अप्लाई|आयुष्मान भारत योजना
How to Apply
- Visit the nearest handloom office or Weaver Scheme registration center.
- Submit the required documents for verification.
- Fill out the application form for the Health Insurance Scheme in India.
- After verification, applicants will receive confirmation of their enrollment into the scheme.
This scheme ensures that Who are Eligible for the West Bengal Health Scheme and weavers across India receive the necessary healthcare support, enabling them to continue their traditional craft without the burden of medical expenses.