By AimIndia Team 
The Atal Pension Yojana (APY) is an Indian government-backed pension scheme aimed at providing financial security to citizens, particularly those working in the unorganized sector. This scheme helps ensure a steady income after retirement, especially for those who might not have a regular pension plan.
Atal Pension Yojana (APY) was created to help people save money for when they retire. It gives them a regular income after they stop working. Under this scheme, subscribers can receive a guaranteed pension ranging from Rs. 1,000 to Rs. 5,000 per month upon reaching 60 years of age, based on their contributions.
Objectives
- Providing financial security for those without pensions after retirement.
- Encouraging regular retirement savings.
- Providing co-contributions and tax benefits to encourage participation.
Full Details Of APY
| Name Of Scheme | Atal Pension Yojana (APY) |
|---|---|
| Announcement | Government of India |
| State Name | All States and Union Territories |
| Implementation | National |
| Updated On | 2023 |
| Objectives | Ensure a pension for the elderly and promote financial security for unorganized sector workers. |
| Incentive | ₹1,000 to ₹5,000 monthly pension based on contribution and age. |
| Application Starts | Always Open |
| Process | Online and Offline Registration |
| Official Website | www.npscra.nsdl.co.in |
Eligibility Criteria
- Must be between 18 to 40 years at the time of joining.
- Should have a savings bank account or a post office savings bank account.
- Aadhaar is optional for updates. We recommend a mobile number for notifications.
Pradhan Mantri Matru Vandana Yojana (PMMVY) 2024:जाने पूरी आवेदन प्रक्रिया
Benefits
- Receive a monthly pension of Rs. 1,000 to Rs. 5,000 after turning 60.
- For eligible subscribers, the government contributes 50% of the total contribution or Rs. 1,000 per annum, whichever is lower, for the first five years.
- Contributions qualify for tax benefits similar to those under the National Pension System (NPS).
Required Documents
- Aadhaar Card
- Identification Proof
- Bank/Post Office Account Details
How to Apply
Offline:
- Visit the nearest bank branch or post office.
- Fill out the APY registration form.
- Submit the required documents and details.
Online:
- Net Banking: Log in to your net banking account and look for the APY option. Fill in the necessary details and authorize auto-debit.
- NSDL Website: Go to NSDL eNPS, select “Atal Pension Yojana,” and follow the steps to register, including KYC verification.
Important Links
- APY Registration Form: Download Here
- APY Status Check: Available on the official APY Login Portal
Pradhan Mantri Jan Arogya Yojana(PMJAY)-आयुष्मान कार्ड ऑनलाइन अप्लाई|आयुष्मान भारत योजना
For more details and to check your APY account status, you can visit the official Atal Pension Yojana login page.
Use the Atal Pension Yojana calculator to estimate your future pension amount based on your contributions.Check your Atal Pension Yojana status online to track your account’s progress.Refer to the Atal Pension Yojana chart for detailed contribution amounts based on desired pension levels.For more information, consult the APY premium chart PDF available on official websites.To understand how much will be deducted, check अटल पेंशन योजना में कितना पैसा कटता है.Atal Pension Yojana login enables you to access and manage your account online.To verify your APY contributions or resolve issues, use अटल पेंशन योजना ऑनलाइन चेक.Understand the provisions for APY मृत्यु होने पर for benefits in case of the subscriber’s death.