By AimIndia Team 
The Ayushman Bharat Yojana, also known as Pradhan Mantri Jan Arogya Yojana (PM-JAY), is one of the largest government-funded healthcare initiatives in the world. Launched in 2018, the scheme aims to provide free healthcare services to millions of low-income families in India. The scheme offers coverage of up to ₹5 lakh per family per year for secondary and tertiary healthcare services. With the goal of reducing out-of-pocket healthcare expenses, Ayushman Bharat Yojana covers almost 50 crore beneficiaries, making quality healthcare accessible to all.
Ayushman Bharat Yojana seeks to provide health coverage to the economically vulnerable sections of society. It subsumes the previous health insurance schemes like Rashtriya Swasthya Bima Yojana (RSBY) and Senior Citizen Health Insurance Scheme (SCHIS). The scheme is designed to offer cashless and paperless services in both public and empaneled private hospitals across India. Beneficiaries can avail of treatment for various illnesses without the burden of financial stress.
Under this scheme, beneficiaries can use their Ayushman card to access healthcare services. To get an Ayushman card, eligible individuals can apply online through the pmjay.gov.in portal. Once registered, they can easily download the Ayushman card in PDF format.
Objectives
- Universal Healthcare Access: Provide free and equitable healthcare services to the poorest sections of society.
- Financial Protection: Reduce out-of-pocket healthcare expenses for low-income families.
- Enhanced Healthcare Quality: Ensure access to quality healthcare services in both public and private hospitals.
- Portability: Allow beneficiaries to avail treatment across India, regardless of their home state.
Full Details Of Ayushman Bharat Yojana
| Name of Scheme | Ayushman Bharat Yojana |
|---|---|
| Announcement | Government of India |
| State Name | All States and Union Territories |
| Implementation | Launched in September 2018 |
| Updated On | 2023 |
| Objectives | To provide health insurance coverage to the economically weaker sections, covering up to ₹5 lakh per family per year for secondary and tertiary care hospitalization. |
| Incentive | ₹5 lakh coverage per family per year |
| Beneficiaries | Low-income families across India |
| Application Starts | Always Open |
| Process | Online Registration at pmjay.gov.in registration or offline at empaneled hospitals |
| Official Website | www.pmjay.gov.in |
Eligibility Criteria
- Families identified under the Socio-Economic Caste Census (SECC) 2011 are eligible.
- No restriction on family size, age, or gender.
- Eligibility check can be done on the official Ayushman Bharat Yojana website.
Benefits
- Coverage Up to ₹5 Lakh: Per family per year for hospitalization expenses.
- Cashless Treatment: Available at public and empaneled private hospitals.
- Pre- and Post-Hospitalization Expenses: Covers 3 days before and 15 days after hospitalization.
- No Cap on Family Size: Ensures that all family members are covered.
- Portable Services: Avail healthcare services across the country.
PM Vishwakarma Yojana Online Apply 2024-ऐसे करें ऑनलाइन आवेदन
Required Documents
- Aadhaar Card: For identification purposes.
- Ration Card: To verify family members.
- Income Certificate: To establish eligibility under the scheme.
- Ayushman Card: Required for availing cashless treatment.
How to Apply
- Online Registration: Visit the official pmjay.gov.in website and complete the Ayushman card online apply process.
- Document Verification: Submit the required documents like Aadhaar card, ration card, and income certificate.
- Ayushman Card Download: Once approved, you can download the Ayushman card PDF from the portal.
- Hospital Visit: Use the Ayushman card to avail of healthcare services at empaneled hospitals.
Ayushman Bharat Yojana: Key Features
- In September 2018, India launched Ayushman Bharat Yojana, a major milestone in its healthcare system.
- The scheme offers comprehensive health coverage that includes secondary and tertiary care.
- Beneficiaries can check their Ayushman card status and update details through the official portal.
- The scheme is constantly evolving to include more beneficiaries and enhance service delivery.
By understanding the Ayushman Bharat Yojana, you can take advantage of the benefits it offers and ensure that you and your family have access to quality healthcare without financial worries. Whether you’re looking to download your Ayushman card or want to know how to apply for Ayushman card online, the process is straightforward and designed to help those who need it most.
This guide ensures that you have all the necessary information to navigate the Ayushman Bharat Yojana effectively and make the most of its benefits.
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