By AimIndia Team 
Gramin Bhandaran Yojana is a government initiative aimed at improving rural storage facilities to help farmers store their agricultural produce efficiently. Launched by the Government of India, this scheme provides financial assistance for the construction and renovation of godowns in rural areas. By doing so, it aims to minimize post-harvest losses and prevent the distress sale of crops. Farmers can now get better prices for their produce, thanks to the enhanced storage capacities.
The Gramin Bhandaran Yojana was introduced to promote the establishment of scientific storage facilities in rural areas. It focuses on creating godowns that can store agricultural produce and inputs like seeds, fertilizers, and other materials. The scheme is backed by NABARD (National Bank for Agriculture and Rural Development) and provides subsidies to individuals, cooperatives, and other entities who wish to construct or renovate godowns under specific guidelines. Additionally, the scheme aligns with the government’s broader agenda of modernizing rural infrastructure, enhancing farmer income, and ensuring food security.
Objective
- Promote scientific storage of farm produce in rural areas.
- Enable farmers to avoid distress sales by providing pledge financing.
- Encourage private and cooperative sector investment in agricultural infrastructure.
- Improve the grading, standardization, and quality control of agricultural produce.
- Facilitate the creation of a national system of warehouse receipts.
Eligibility Criteria
Eligible applicants for the Gramin Bhandaran Yojana NABARD subsidy include:
- Farmers and Farmer Groups
- Cooperative Societies
- Agro-processing corporations
- Non-Governmental Organizations (NGOs)
- Self-help Groups (SHGs)
- Agricultural Produce Marketing Committees (APMCs)
- Individuals and partnership firms
Benefits
- Subsidy: Ranges from 15% to 33.33% of the project cost depending on the applicant category.
- Loan facility: Linked to institutional credit for building warehouses.
- Pledge loans: Available for farmers to store their produce without rushing for immediate sales.
- Enhanced warehousing capacity helps stabilize the prices of farm products.
Required Documents
- Proof of identity and address
- Project proposal detailing warehouse size and construction cost
- Ownership documents of the land for godown construction
- Bank’s loan approval documents
- Registration details for entities like cooperatives or companies
- Affidavit if applicable for subsidy claims
How to Apply
To apply for the Gramin Bhandaran Yojana, follow these steps:
- Visit the Gramin Bhandaran Yojana Official Website or the NABARD National Bank for Agriculture and Rural Development portal.
- Download the Gramin Bhandaran Yojana Scheme PDF for complete details on eligibility, guidelines, and subsidy rates.
- Prepare the required project proposal and submit it along with necessary documents to any authorized financial institution.
- The financial institution will process the loan and subsidy application as per NABARD Rural Godown Scheme Guidelines.
- After project approval, the subsidy will be disbursed directly into the Subsidy Reserve Fund Account.
The Gramin Bhandaran Yojana 2024 is a special program. It aims to improve rural infrastructure. It does this by giving financial help to build godowns. Godowns are storage places. These storage places help farmers, cooperatives, and private businesses. They reduce the loss of crops after harvest. They also provide financial security through pledge loans.To learn more, visit the Gramin Bhandaran Yojana Official Website. You can also access the Gramin Bhandaran Yojana Scheme PDF. This will explain the process in detail. NABARD supports this initiative. It will change rural storage and benefit agriculture in the long run.