Pradhan Mantri Fasal Bima Yojana Last Date 2024:पूरा लाभ पाने के लिए अभी आवेदन करें, आवेदन प्रक्रिया यहां देखें

The Pradhan Mantri Fasal Bima Yojana (PMFBY) is an initiative by the Government of India to provide crop insurance to farmers. Launched in 2016, this scheme aims to offer financial support to farmers in the event of crop loss due to natural calamities, pests, and diseases. By stabilizing farmers’ incomes, PMFBY encourages them to adopt modern agricultural practices and continue their farming activities.

PMFBY operates on the principle of One Nation, One Crop, One Premium, ensuring that farmers receive uniform insurance coverage across the country. The scheme is implemented through a multi-agency framework involving selected insurance companies, under the guidance of the Ministry of Agriculture & Farmers Welfare. The primary objective is to provide comprehensive risk insurance to cover yield losses due to non-preventable risks like natural disasters and pests. The Pradhan Mantri Fasal Bima Yojana (PMFBY) also includes coverage for post-harvest losses and localized calamities.

Objectives

• To provide insurance coverage and financial support to farmers in the event of crop failure.
• To stabilize the income of farmers to ensure their continuance in farming.
• To encourage farmers to adopt innovative and modern agricultural practices.
• To ensure the flow of credit to the agriculture sector.

Full Details Of PMFBY

Eligibility Criteria

• Farmers must be cultivators or sharecroppers on the insured land.
• Valid land ownership certificate or land tenancy agreement is required.
• Insurance coverage must be applied for within the prescribed timeframe, usually within two weeks of the sowing season.
• Farmers should not have received any compensation for the same crop loss from other sources.
• A valid bank account and identity proof are necessary.
• All farmers growing notified crops in a notified area during the season are eligible.

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Benefits

• Comprehensive insurance coverage for Kharif and Rabi crops.
• Additional coverage for specific circumstances.
• Optional for both loanee and non-loanee farmers.
• Stabilizes farmers’ income, enabling them to continue farming.
• Low premium rates for different crop categories.

Required Documents

• Bank account number.
• Aadhaar card.
• Khasra number of the land.
• Agreement photocopy.
• Ration card.
• Voter ID.
• Passport-size photograph.

How to Apply

Farmers can apply for the Pradhan Mantri Fasal Bima Yojana (PMFBY) both online and offline.

• Visit the official PMFBY portal: pmfby.gov.in.
• Click on the “Farmer Corner” and then select “Guest Farmer.”

• Fill in the required details and create an account.

• Log in using the registered mobile number.
• Complete the application form with accurate information and upload necessary documents.
• Submit the form online.

How to Claim

In case of crop loss, farmers must file a claim within 72 hours of the occurrence. The claim should be supported by:

• Photographs of the damaged crop.
• A report from the village-level committee or agriculture department.
• Submission of the claim through the official portal or mobile app.

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The Pradhan Mantri Fasal Bima Yojana is a crucial step towards protecting the livelihood of farmers by providing them with necessary financial assistance in times of crop failure. This scheme ensures that farmers can sustain their agricultural activities without the fear of financial instability.

Pradhan Mantri Fasal Bima Yojana list and details about the scheme can be accessed online, making the application process straightforward and transparent. The scheme has seen updates and modifications, and the Pradhan Mantri Fasal Bima Yojana 2023 guidelines have introduced several improvements to benefit the farmers even more effectively. Farmers preparing for UPSC exams should study this scheme as a key topic in agricultural policies. Remember to check the Pradhan Mantri Fasal Bima Yojana last date 2024 to ensure timely application and reap the full benefits of this significant agricultural insurance scheme.

OFFICIAL GUIDLINES